The Good Ship IPO The Business Cycle Acres of Diamonds The Rule of 72
Agent Photo

Congratulations!

You have taken your first step to "Master the Investment Trends" through our Wave and Wind Investment Strategy. We encourage you to venture on ....

 

Wave and Wind
Master the Investment Trends

(Only Available Through Towne Scherer Private Wealth Management)

We use, what we believe, is the only investment portfolio management strategy that strives to manage risk, while at the same time, enhancing performance. Our strategy utilizes the two most important investment concepts of our time, Asset Allocation and Relative Strength. We, at Towne Scherer Private Wealth Management, call our unique strategy, “Wave and Wind”, utilizing the ebb and flow of investment markets in the new global economy. It is specifically designed to give investors the power to manage the volatility in their portfolios, while maximizing their portfolio performance.

By utilizing Asset Allocation Modeling, developed in 1952 by Harry Markowitz, our unique ”Wave and Wind” strategy is designed to provide an effective way to achieve competitive rates of return, while channeling a portfolio into volatility ranges. Secondly, by implementing Relative Strength measurements in a portfolio using the renowned Dorsey Wright system, a portfolio can be leaned in or out of the market, to reduce risk and to maximize returns.

"Global Capitalistic Expansion..."

Today, Americans are witnessing the expanding global capitalistic revolution, birthed in 1776 by our Founding Fathers. The fall of totalitarian regimes and socialism in countries like Brazil, Russia, India and China, has resulted in an amazing change throughout the world. The inseparable relationship between personal liberty and personal responsibility was expressed by our Founding Fathers in two great documents, "The Declaration of Independence" by Thomas Jefferson, and The Wealth of Nations by Adam Smith. These two documents are the catalyst of what we are seeing today... the quest for worldwide personal freedom, during global capitalistic expansion.

 Whatever your financial destination is, you will need adequate capital. Christopher Columbus’ desired destination was no different. He longed for a new world ... a global expansion.

The Wisdom of Columbus

Once Columbus discovered a possible new sailing route, he obtained the capital needed to fund his expedition. As he began plotting his course, Columbus soon realized that the old trade routes were inadequate. Something more was needed. The old sailors of the day told him that when sailing past the Azores Islands, contrary easterly winds would impede further progress. It was rumored that one might be able to pick up westerly trade winds and ocean currents if one sailed south, toward the Canary Islands.

This is exactly what Columbus did. He combined Old World sailing techniques with New World strategies. Instead of sailing directly across the Atlantic Ocean, Columbus first sailed south, towards the equator, picked up the westerly trade winds, and then headed northwest to the West Indies. We believe that combining proven investment strategies with 21st Century investment techniques, will keep you on course to arrive soundly at your investment destination.

No strategy or asset allocation ensures a profit or protects against a loss.

Helpful Content

The Facts About Income Tax

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Four Great, Unexpected Places to Raise a Family

Four Great, Unexpected Places to Raise a Family

Here are 4 great, and sometimes unexpected, places to raise a family.

The Latte Lie and Other Myths

The Latte Lie and Other Myths

Do you know these three personal finance sayings?

 

Best Performing Asset Classes

Bonds may outperform stocks one year only to have stocks rebound the next.

Healthcare Costs in Retirement

Without a solid approach, health care expenses may add up quickly and potentially alter your spending.

Options When Your CD Matures

Knowing your options when a CD matures can help you make a sound investment decision.

Money Draining Food Myths

These food myths will really put a drain on your wallet.

Systematic Withdrawals in Retirement

Taking regular, periodic withdrawals during retirement can be quite problematic.

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

View all articles arrow

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

Doubling Your Money

This calculator demonstrates the power of compound interest.

Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

View all calculators arrow

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

View all presentations arrow

Where Is the Market Headed?

We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”

A Fruitful Retirement: Social Security Benefit

Taking your Social Security benefits at the right time may help maximize your benefit.

What to Do When You Lose Your Wallet

Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

From Boats to Brokers

From the Dutch East India Company to Wall Street, the stock market has a long and storied history.

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

Coaches

Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.

View all videos arrow